Superior HPDE & Track Day Insurance

Your track day rush should come from your speed, not your financial risk. Protect yourself and enhance your driving experience with OpenTrack HPDE and track day insurance.


Never having made a claim before I didn't know what to expect. I was very pleasantly surprised at the level of service and personal attention OpenTrack provided. I was contacted several times during the process by none other than one of the founders of the company!

Al, Porsche 911 Turbo owner
Al, Porsche 911 Turbo owner

Thank you for the great customer service you have provided. I do not plan on needing it again, once in 11 years is more than enough. But this is a great lesson for why you have insurance - for events beyond your control. I am a willing reference if you ever need one!

Don, Porsche 911 owner
Don, Porsche 911 owner

I’m writing to express my gratitude for the excellent claims service we received after our accident at the track. The response and follow up was simply outstanding. It’s nice knowing that we are dealing with a broker and an insurance company that keep their promises.

Ed, BAC Mono owner
Ed, BAC Mono owner

Complete Protection Track day insurance coverage for both your car and your actions. The track day rush should come from your speed, not your financial risk.

Physical Damage Insurance

Physical Damage Insurance

Coverage for Your Car: On track insurance if you crash your own car at track day or HPDE events.
Sample Physical Damage Policy

Liability Insurance

Liability Insurance

Coverage for Your Actions: Financial protection if you harm someone else or their property; including track property.
Sample Liability Policy

How Often Do You Drive on Track?

"I only drive a few times a year"

On-Demand Daily Protection

On-Demand Daily Insurance

Pay for track day insurance coverage only when you need it. Perfect for casual drivers tracking only a few times per year. Covers any non-competition HPDE or track day event (sanctioned or unsanctioned).
  • You choose: 1, 2, 3 or 4 day coverage
  • Pay for only the days that you need
  • Quick, easy, on-demand track day insurance

"I drive more than 8 times a year"

12-Month Protection

12-Month Unlimited Insurance

Unlimited on-track insurance policy at one competitive annual premium. Designed for high-valued cars, supercars & exotics. Covers any non-competition track day event (sanctioned or unsanctioned).
  • 12-month continuous coverage
  • Unlimited use insurance policy at one annual premium
  • Optional Canada & International coverage

What's Covered

All Cars

All Cars

Street-licensed cars and non-licensed track cars.

Stated Value

Stated Value

A stated value basis to insure that your vehicle is insured for the appropriate value.



Modifications you've made to your car.

Additional Drivers

Additional Drivers

Additional drivers at no additional charge.

Instructor Coverage

HPDE Instructor Coverage

Your instructor if he/she drives your car for demonstration laps.



On-track financial protection if you harm someone else or their property.

Radically Different Track Day Insurance

OpenTrack logo


Built For
Supercars & Exotics Lower Valued Cars
Annual or Daily On-Demand Per Event
Physical Damage & Liability Physical Damage Only
Claims Attention
Founder Oversight Hired Employee
Unlimited Track Time Valid Only at Registered Events
Vehicle Value
Up to $500,000 Capped at $150,000
Not Needed Accident & Loss History
Track Transfer
Automatic at 70+ Tracks Not Available
Approved Events
All Non-Competition Sanctioned Only
Event Registry
Not Required Required
International Coverage
Available Not Available
Next Step
Instant Quote ...

User-Friendly Technology... combined with incredible service.

Track day & HPDE insurance as technically advanced as your vehicle. All your car and driver information in one place. Fast on-demand policy purchasing. Pain-free white glove claim service.

OpenTrack Web Application

Legendary Claims Reputation Our track record speaks for itself.

Rapid Claim Response

Rapid Response

We'll keep you in the loop with prompt communication every step of the way.

Your Car, Your Shop

Your Car, Your Shop

Use your favorite shop or have us tap into our network of exotic car experts for recommendations.

Founder Oversight

Founder Oversight

Claims service is the foundation of OpenTrack. Our founders oversee every claim.