There is no charge for changing out a vehicle for lesser or equal damage during the policy term. If you add a vehicle with a higher value than your current highest valued vehicle we simply pro-rate the increased premium due for the remaining months of the policy term and charge the $150 per year (plus tax and fee) for each additional vehicle.
Our physical damage policy is written by Evanston Insurance Company and is A+ rated (Excellent) by AM Best.
Our track liability policy is underwritten by certain underwriters at Lloyd’s, Hiscox Syndicates Limited and Argenta Syndicate Management Limited and is A rated (Excellent) by AM Best.
OpenTrack Drive Members (annual policyholders) have automatic coverage at the Canadian tracks listed here. We do not offer coverage outside of U.S. or Canadian Tracks. Please see our detailed Track List page for a full listing of where coverage is available.
Check out our live chat function by clicking here.
Login and visit your dashboard to make any changes necessary to your fleet.
If you are adding a new vehicle, you will need the vehicle’s details (Year/Make/Model/Value/VIN). There will be a $150 a year (plus tax and fees) charge for any additional vehicles, if the highest value vehicle changes to a higher amount, you will have to pay a prorated difference according to the new higher value.
You can change your address, phone number or email address right on your Account Dashboard.
No, OpenTrack policies are non-transferrable.
Yes, off-track coverage is available though our Limited Transport Paddock product which does cover theft. This product is sold separately from the website at this time, please email us for a quote.
Drive Members now have two payment options to pay for their annual policy:
Monthly or Pay-in-Full
The Monthly payment option is still an annual commitment, but allows you to spread your annual cost out over the course the year. You will pay two months up front and then pay monthly till the end of your policy period. We offer payment by Credit Card, Debt Card or ACH.
Pay-in-Full Annual policies give you a chance to save money and have a lower deductible. We offer payment by Credit Card, Debit Card or ACH.
For OnDemand policies, we offer payment by Credit Card, Debit Card or ACH.
The monthly payment plan for OpenTrack Drive still requires an annual commitment. Failure to make monthly payments will result in early termination of your policy as well as ineligibility for Monthly or OnDemand purchases moving forward.
You will need a copy of the incident report, pictures of the damage and estimate for repairs (if applicable). In the instance of a claim, do not let the body shop start repairs until authorized by our claims representatives.
Accidents happen. Unlike some of the other track insurance companies, we will still insure you after you have had a claim.
You will see a couple of changes when you buy policies after having your first claim.
Vehicle deductibles increase to 15%
20% Surcharge to base premium
* Changes remain for two years
If you have a second claim with OpenTrack you will no longer eligible for coverage after.